Stop guessing.
Start paying it down.

FlowPlan maps your income, bills, and credit cards into a clear schedule — so you always know exactly what to pay and when.

No bank login. No credit check. Free to start.

1

Enter your info

Cards, income, bills. Takes about 5 minutes.

2

Get your plan

FlowPlan builds a day-by-day schedule tailored to your situation.

3

Follow the actions

See exactly what to do next. Check it off. Move forward.